The insurance companies hired consultants who created software's utilizing CODES named Decision Points and Value Drivers to determine accident case settlement value. The first of the software's was named Colossus. Colossus is used by more than 300 insurance companies including Allstate and Farmers. Others include; Injury IQ, Injury Claims Evaluations ("ICE") and Claims Outcome Advisor ("COA"). As the software's engage cost containment measures to limit bodily injury settlements, it has made it difficult for plaintiff's to oppose, without specific knowledge of how the system works. To use these claims settlement software's as Colossus, an adjuster inputs data referred to as "Decision Points" and "Value Drivers" about a claim and Colossus calculates a range of values for the claim's worth. The Colossus program can evaluate more than 600 injuries...
How to produce a whole person impairment rating and list the edition, chapter and table of the applicable AMA Guides...
Not to assign a prognosis that is: fair, poor, guarded or clinically unstable, rather which specific injuries are static or stable and the percentage for an incidence of recurrence in the future.
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